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Foreclosure Flow Chart

Action 1 - Pre-Lien Delinquency Letter

•   The delinquent owner must respond within 30 days from the date of the letter.
•   $225.00 fee

Action 2 - Lien Filing

•   If no response is made to the letter, a lien is recorded for you.
•   $275.00 fee

Action 3 - Notice of Default
(Per the Homeowners Association, CC&R provisions time limit)

•   If no response occurs, a notice of default is recorded.
•   $240.00 plus costs

Action 4 - Notice of Sale

•   After a 90 day waiting period has expired, a sale is set 21 days after that to auction the property to satisfy the debt to the Homeowners Association
•   $110.00 plus costs

In Addition:

•   If you have any Senior Wipe-Outs, we will file a claim for delinquent dues, interest, late charges and collection costs to recover these monies.
•   Fee to be discussed and mutually agreed upon prior to services performed.
•   Reminder letter, demand fees, and updates also available
 

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